With people living longer and the state pension age increasing, it is now more important than ever to have adequate retirement planning in place. Pension planning is a complex issue and one which is subject to change either due to legislation or your own personal circumstances. Our experienced advisors can review your circumstances and any existing arrangements to put plans in place to meet your retirement goals. Being independent we can obtain illustrations from all Pension Providers to ensure that you have the most suitable plan in place.
In the final years before retirement we can help you ensure your funds are in line to secure an adequate income in your retirement. We can also guide you through the options available to you on retirement including Annuities, Draw Down Facilities and Open Market options including options for enhanced annuities based on your state of health.