Helping your money work hard for you
Speak to our For Life team
Our Investment Advisers offer independent advice to help make your savings & investments work harder.
With the extensive experience our advisors have built over the years, we can offer practical solutions to suit you. We will review your circumstances, take the time to listen to what you want to achieve and take into account your attitude to risk.
We are not tied to any Bank, Building Society or Investment House and can advise you on all types of investments including Savings Accounts, Collective Investments, Investment Bonds and Individual Savings Accounts and can review and manage any existing portfolios you may have.
If required, we can call upon the extensive experience of our in-house Tax Accountant to review or complete tax returns.
Our team are committed to providing you with a service that reaches beyond setting up your investments. We will work with you regularly to monitor the performance of these investments to ensure they keep working for your benefit.
Tax efficient investment planning
Inheritance Tax is usually paid by an estate upon death, with a tax charge of 40% being applied to the amount of your estate above the available nil rate band. The standard nil rate band is presently £325,000, and from 6th April 2020 the additional residential nil rate band can in some cases add £175,000 to this allowance.
We can call upon the experience of colleagues within our Private Client Department to ensure that as much of your wealth as possible passes to your beneficiaries rather than the state. We recognise the importance of protecting your wealth, and inheritance tax planning is just a part of that. Our dedicated Private Client team can work with you to draft your Will so you have peace of mind knowing those closest to you will benefit as you would wish.